ned kelly comes
it depends on the agency where you have got the policy. Check it up in your insurance company.
If it is not cashed it will eventually become void. Normally it says how many days the check is valid for on the front of the check. This is usually about 90 days. If this happens you can always contact the insurance company to have it reissued.
They cut you a check and keep your car.
Most insurance companies will only pay the blue book value of the car at the time that it was stolen. Check the Kelley Blue Book or the National Automobile Dealers Association for approximate values.
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Communication with both the insurance company and your company may make the difference in knowing what is going on. If you do not get a response, you may have to return to court to get a judgement. Check with your lawyer.
Either to the owner or lienholder depending on if there is a loan on the vehicle and if there is a loan, how much is owned. The lienholder gets paid first.
Check with the company you got it through
It depends on the policy you have from your insurance company. You will need to check with them
What happens when an insured driver hits someone depends on the state you live in. In a no-fault state you present your claim to your insurance company for payment. In a tort state, you would sue the driver for compensation. If you have uninsured driver coverage, then your insurance company should cover you and/or your vehicle, up to a certain amount. You should check with your insurance company to be sure.
If you want to keep a totaled car, the insurance company will determine the salvage value and deduct that from your settlement check. You can still get liability insurance (if there are no safety issues related to the damage), but not collision or comprehensive unless you have the repairs made.
Phone your insurance company they will have all the information